Owner occupy or Turnkey investment opportunity in the heart of Schenectady! This fully renovated up-and-down duplex features a spacious 3-bedroom, 1-bath unit on the first floor and a cozy 1-bedroom, 1-bath unit on the second both currently vacant and ready for your ideal tenants. Enjoy brand-new finishes throughout, including updated kitchens with new cabinetry and appliances, refreshed bathrooms, and quality flooring. Each unit offers separate utilities (electric, gas, and water heater), keeping owner expenses low. The owner covers only sewer, trash, and water. Additional highlights include a full basement, front porch, off-street parking for up to 6 vehicles, in-unit washer/dryer hookups on the first floor, and an attic with hatch access. Brick and vinyl siding exterior offers durability and low maintenance. With a low annual tax bill of approximately $4,298 and a list price of just $162/sq ft, this 1,536 sq ft property presents outstanding value for investors and owner-occupants alike. Don't miss your chance to own this move-in ready, income-producing gem!